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iFinance
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DescriptionThe financial tool kit and calculator provides essential financial software for users to analyze their financial investments.Powerful financial engine designed to answer ninety percent of your financial questions with a user interface requiring only a few keystrokes. Too many functions to list in the screen shot Basic Calculator Time Value of Money Net Present Value & Internal Rate of Return Modified Internal Rate of Return Amortization/Mortgage Calculator Mortgage Refinancing Calculator Property Investment Calculator 40lk/IRA Investment Calculator Retirement Calculator Credit card payoff Calculator Tips and Commission Calculator Markup Calculations Margin Calculations Bond Price Bond Yield Bond Yield to Call Bond Sensitivity "Annuity" function "Continuous Compounding" function "Sinking Fund" function "Capital Recovery" function Basic Statistics calculator Probability calculator Built in user guide All user input is saved, with the ability to store multiple files. What's the best part? Each one of these functions are easy to use. Great for investors, real estate agents, accountants and students. As a teaching tool it can show students the importance of investing, use of credit, and what the time value of money means. In todays economy where credit and retirement planning is on everyones agenda, a few strokes of the keys will provide insight into your 401k or IRA and how you can plan for retirement. For many who must manage their credit card debt, it will show how long it will take to pay it off and the interest paid. For those who are concerned about their real estate investments it can give you at updated estimate of the value of your investment property and those who are considering new investments, it will show you what the return on investment will be. Finally, the tool kit provides a comprehensive loan amortization function so with a few keystrokes you can see what is happening with your mortgage Who can use this product? Why use it? Investors, Students, Teacher, Financial advisers, realtors, stockbrokers Anyone who has a 401k, an IRA, has a mortgage, is a homeowner, or has a charge card needs Dr. Finance ************* For existing users ***************** First off, thank you for all of your nice comments and support. Coming soon (Next month) More function(s) to help answer you financial questions Emailing of calculations/reports Adding ability to adjust the number of decimal places for currency and percentages. Fix(s) for any bugs that are reported - Verify and fix (if needed) non-zero end of retirement value on retirement display ************************************************** What's New in Version 2.10Added percentage function(s)/Display for calculating percentage change, percent of, etc..Customer ReviewsErrors in Retirement section (3 stars)The "Future Value left at end of retirement" must have a serious error in its algorithm. At $10,000 per month for 50 years at 4% with nothing left at the end the calculated funds needed are about $2.5M. If you then put in $3,000,000 to have left over at the end of retirement, the amount needed to retire on magically, and illogically, DECREASES to about $2.1M. It works this way for about any numbers entered. Someone needs to take a Percentage problem with iOS 4 (3 stars) Eversince I have updated my iPhone 3g to iOS 4, I have't been able to get the percentage of interest in any of the uses in ifinance to work correctly. For example: I will enter 12 into I/Y and it will put .12% rather than 12.00% like it did before I upgraded to the new iOS. And when I try too do 1200 it will come out 12.00% but when I come back to it then it will be 1200.00%. Please fix problem asap, this is very inconvenient. Very handy (5 stars) Lot of really useful stuff. Luckily I got it a while back when it was free
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